Tips for buying your first property.
Make a list of all the features you need in your new home such as location, number of bedrooms, bathrooms, proximity to schools, shopping, transit and workplace. Sometimes it helps to make a list of the features you DO NOT want.
2. Talk to a Mortgage Specialist
Be sure you can afford your home. Your monthly housing costs should not be more than 32% of your gross monthly income and your entire monthly debt load (which includes other debts such as car loans and credit card payments) should not be more than 40% of your gross monthly income........
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